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  • Personal Loan

Fast, easy and convenient – a personal loan for your needs

Everything is simpler with a plan

A simple EMI calculator to plan your payments.

If you take a loan of

₹

₹ 10,000 ₹ 4,00,000

For a duration of

Years

1 Year 6 Years

At an interest rate of

% p.a.

10% 25%

Your monthly EMI is

Total Interest

Total Amount Payable

₹

What’s special about this loan?

Avail DMI personal loan to meet any financial requirement, be it for funding your wedding, travel, hospital bills, or any unplanned expenses.

Instant disbursal

Get money credited in your account instantly.

100% digital loan

Application, disbursal, and repayment, everything is digital.

Attractive interest rates

DMI offers Personal Loan at attractive interest rates to fulfill your dreams.

Personal Loan in 3 simple steps

Fully digital and it only takes a couple of minutes.

  1. Enter PAN number
  2. Get your loan offer and verify yourself
  3. Share bank account details and its done
Check Eligibility

For Existing DMI Customers

Your funds, your way

MOBiUS is a first-of-a-kind loan subscription product which is tailor-made for you. Now, you will be in the driver’s seat to decide when and how you need the funds without worrying about the paperwork and stressful approval procedure.

  • Choose your loan frequency – 3, 6, or 12 months   
  • Freedom from the hassle of repeated loan applications   
  • Quick disbursal   
  • No hidden charges  
Check Eligibility See How MOBiUS Works Button arrow

What our customers' say

  • “Really one of the best financier, I got PL with less interest and higher amount, processing time was very quick. Really loved service. Thanks DMI Finance team.”

    Profile Picture
    Basawaraj P Sajjan

  • “Excellent service. My loan was pre-approved. I applied for 500000 today they processed my application and disbursed the funds to my bank account within 3 hours. Very much impressed by the service.”

    Profile Picture
    Nithin K

Expert assistance whenever you need it

Quick and easy support for your loan disbursal and repayment.

Immediate support with video tutorials
24/7 chat assistance
Connect with our experts on phone
Go To Customer Zone

Frequently asked questions

1. Are there any advantages to applying for a Personal Loan online?

Yes, applying for a loan online has many advantages:

  • No need to visit any branch. Get a loan from the convenience of your home.
  • Quick disbursal. Get money in your account within a couple of hours.
  • No physical documents are required. Completely digital process.
  • Instant approval. Get the result of your loan application in real-time.
2. Are there any tax benefits associated with a Personal Loan?

No, there are no tax benefits associated with a Personal Loan.

3. What is the tenure for which I can get a DMI Personal Loan?

Personal Loan tenure can range from 3 months to 48 months.

4. Are there any pre-closure charges?

Yes, there are pre-closure charges associated with loans. They generally range from 2% to 4%.

5. What happens if I miss the due date to pay my EMI?

Missing an EMI payment can lead to late fees and negatively impact your credit score. Continuous defaults could result in legal action.

6. Is a Personal Loan available to salaried people only?

No, a Personal Loan is available to both salaried and self-employed individuals.

DMI Finance Mobile App

3.5 million+ app installs on Google Playstore

Streamline your loan management
  • Check your credit score for free
  • Make bill payments
  • Unlock loan offers & earn reward points

Scan to download the app