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  • Home
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  • About Us
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  • About Company

Years of trust, countless happy customers

Who we are

technology creative thinking innovative partnerships .

DMI Finance is reimagining the transmission of credit in India.

Founded in 2008 by Shivashish Chatterjee and Yuvraja C. Singh, DMI Finance is a systemically important non-banking financial company and part of the DMI Group.

Our vision

To be the leading long-term credit business in new India – using technology, innovation, and strategic partnerships to democratise access to credit.

Values that define us

Strengthening communities, changing lives.

Empowerment

Supporting the underserved while nurturing our team and partners.

Transparency

At all levels and with all internal and external stakeholders.

Fairness

Focus on alignment of long-term interests.

Our journey

  • 2008
    2008

    Our year of commencement.

  • 2009
    2009

    Received NBFC Licence from RBI.

  • 2016
    2016

    Long-term debt rating upgraded to AA- and DMI NBFC received SARFAESI.

  • 2017
    2017

    Launched consumer lending business.

  • 2022
    2022

    March: DMI Finance acquired a controlling interest in Appnit Technologies, a PPI license holder.

    July: Completed 1st securitisation transaction of a pool of consumption loans.

  • 2023
    2023

    March-April: DMI Finance announced the closure of ~$400 Mn in primary and secondary equity transactions from investors including MUFG, SMTB.

    September: Long-term debt rating upgraded to AA by ICRA.

  • 2024
    2024

    August: DMI Finance announced ~$334 Mn equity investment by MUFG.

Our leadership

Leadership that drives excellence.

Meet Our Team

Our partners

Our partners share our dedication to provide you with the best financial solutions available.

DMI Group

DMI Housing Finance
Established in 2012, DMI Housing Finance is a registered housing finance company with the National Housing Bank (NHB). With a mission to facilitate housing for all, especially for the lower income and economically backward classes, DMI Housing Finance is focused to make owning a home a reality for millions across India. The tech-driven processes adopted by the company ensures transparency and ease for the prospective homeowners.
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OKAS
OKAS is a real estate investment initiative of DMI Asset Management (DMI Alternative Investment Fund) which is part of the DMI Group. OKAS focuses on assets in the form of residential and commercial plots, in addition to land aggregation. Through partnerships with leading developers, we aim to change the residential and commercial landscape with innovative craftsmanship, Japanese technology, unique design, and pioneering material.
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Zestmoney
ZestMoney is a leading digital loan platform powering consumption finance pan-India.
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The Sparkle Fund
Sparkle Fund is a new-age Alternative Investment Fund that seeks out opportunities to back entrepreneurs that have incredible ideas, with appropriate funding. As a SEBI-registered AIF, Sparkle Fund was launched in 2017 and it’s first scheme was incorporated in April 2019. Sparkle Fund invests in early-stage start-ups and fintech companies that demonstrate the potential to deliver solutions that create innovative products for the financial sector or expand markets through tech that address challenges.
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Oxymoney
Oxymoney is an RBI Approved Digital Wallet (PPI License holder). Oxymoney is a pioneer in payment technologies and product development, offering a range of leading-edge payment products across banking channels. It’s solutions seamlessly integrate enterprise IT and wireless environments, which enable all the players in the value chain to deploy value added services quickly and cost effectively.
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DMI Algorithms
Leading Research in Safe Gen-AI for Regulated Enterprises. DMI Algorithms is dedicated to pioneering transformative research in AI. Our mission is to enhance the development, deployment, and distribution of GenAI applications in India, ensuring they are robust, high-performing, and cost-effective.
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Awards and recognition

  • ET Future Ready Organisation in the Small & Mid-Size category

  • AA rated NBFC by ICRA