DMI Finance Private Limited maintains this site (www.dmifinance.in) (“Site”) for your information and communication. Please feel free to browse the Site.
Objective: DMI may collect, store and use information about you when you visit our site, use our services, respond to a survey fill out a form, subscribe to our newsletter, or provide any information to us for the use of our services in any manner. The information which DMI collects and stores during normal use of the site is also used to monitor use of the site and to help further development of our products and services. We use this information to improve our Web-based offerings.
Scope: This policy applies to information collected by DMI through this Site and sets out:
- The type of personal or sensitive personal data or information collected;
- The purpose of collection of personal information, the manner of collection, storage, use of and disclosure of such personal information; and
- The security practices and procedures and management of personal information adopted by us to protect your personal information collected by us.
Collected Information: In the course of using this Site, DMI may collect personal information that you submit to us through the services or while registering for a form on the Site, which may include: name, address, email address, phone number, date of birth, occupation and job position, financial information (such as income, assets, details of debit cards, credit cards, bank account details etc.), documents that you provide to us to verify your identity (such as copies of your Aadhaar card, PAN card, passport, utility bills, and/or bank statement or your company incorporation details).
DMI may also collect some information automatically, which may include:
- IP address;
- Information about your web browser software and version;
- General geographic location indicated by your IP address;
- Website that referred you to us, and similar information.
We also may collect information about your activity on our Site, which might include:
- Frequency of visits to our web site;
- Average length of visits;
- Pages viewed during a visit.
We may use various technologies to collect information about your activities on our Site, including Cookies. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow, and if not selected it may affect certain or all functionalities) that enables the sites or service providers systems to recognize your browser and capture and remember certain information. We may combine your information, automatically gathered information and the information we collect through cookies/web beacons / web bugs, including information that we have collected about you, or information that we have obtained from other sources. We may aggregate any statistics or data that are collected, but we are under no obligation to do so.
By accessing and using the Site, you consent to the storage of cookies, other local storage technologies, beacons and other information on your devices. You also consent to the access of such cookies, local storage technologies, beacons and information by us and by the third parties mentioned herein.
Use of collected Personal Information: DMI may use the personal information that is collected from you to provide requested products and services and for our internal business purposes, including, but not limited to:
- Responding to your requests for our products and services
- Responding to your requests for information
- Maintaining and managing your account with us
- To personalize your experience (your information helps us to better respond to your individual needs)
- To improve our Site (we continually strive to improve our Site offerings based on the information and feedback we receive from you)
- To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
- To process transactions and to provide you with transaction and post transaction-related services
- To administer a contest, promotion, survey or other site feature
- For advertising, such as providing customised and personalised advertisements, sponsored content and sending you promotional or marketing communications;
- To send periodic emails
- The email address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.
- Otherwise with your consent
How We Share Personal Information:
Service Providers: We may also disclose your information to companies that provide services for or on behalf of DMI. These entities are limited in their ability to use your information for purposes other than providing services for us. By using the Site and our services you authorize us to exchange, share, part with all information related to your details and transaction history to such service providers/ credit bureaus / agencies/ participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and you shall not hold us liable for use or disclosure of this information.
Business Partners: We may share your information with business partners. These entities may use your information to provide you with services you request, make predictions about your interests and may provide you with promotional materials, advertisements and other materials.
Group Companies: DMI may share collected personal information with group companies / subsidiaries / affiliates whose products and services we believe you may find of interest. If you would prefer that we not share your personal information with any third parties for the third parties’ marketing purposes, you can notify us of your preference by contacting us as described in the “Contact Us” section.
Statutory and other Disclosures: There may be instances when we disclose your information to other parties (including government / regulatory bodies or agencies):
- to comply with the law or respond to compulsory legal process (such as a search warrant or other court order);
- For the purposes of verification of identity or for prevention, detection, investigation including cyber incidents, prosecution and punishment of offences
- to verify or enforce compliance with the policies governing the Site; and
We may also release your information when we believe release is appropriate to comply with the law, enforceable governmental request, enforce our site policies and terms of service (including investigation of potential violations), detect, prevent, or otherwise address fraud, security or technical issues or protect ours or other’s rights, property, or safety as permitted by law.
Marketing: Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Legal Matters: DMI may share personal information in response to a court order, a request for cooperation from a law enforcement or other government agency, or as otherwise required by law; to persons acting as representative capacity on your behalf; to defend against legal claims; to investigate, prevent, or take other action regarding illegal activity, suspected fraud, suspected violations of terms and conditions associated with any of our products or services, or other wrongdoing; or to protect and defend the rights, property or safety of our company, our users, our employees, or others.
Transactions: DMI may share personal information in connection with a substantial corporate transaction, such as mergers, acquisition, the sale of our business, a divestiture, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Other Purposes: DMI may share personal information as otherwise described to you at the point of collection or pursuant to your consent.
Third Parties: For our Site users’ convenience, DMI may provide links or otherwise refer you to third parties, such as operators of internet services linked to from our Sites, that may collect personal information from you. In addition, DMI may invite your participation in various promotional initiatives through its presence on social networking Sites and blogs operated by third parties, such as LinkedIn, Facebook, Twitter, Wordpress etc. Personal information collected by these third parties is not covered by this policy.
In addition, DMI may provide you with links to “share” any DMI content with other third parties via email or certain social networking websites for your convenience. Data transmitted during such linking, including but not limited to your email address or the email address of the party receiving such data, shall not be tracked by DMI. Use of DMI data by any third party shall be at their discretion and risk. Personal information collected by these third parties is not covered by this policy, and DMI shall not be bound in any manner by any claims and/or liabilities arising thereto.
If we share information with third parties (other than our service providers) as described above, we cannot control the privacy practices of those third parties, and they may not comply with the restrictions that we describe here.
Personal Information Protection: DMI shall use commercially reasonable security measures (including physical, electronic and procedural measures) to safeguard personal information against loss, misuse, damage or modification and unauthorized access or disclosure.
However, no system for transmitting or storing information electronically can be completely secure. Therefore, we cannot guarantee that personal information or other communications will always remain secure.
Minor's Privacy: We do not knowingly collect personal information from minor children. If we learn that we have collected personal information from a child who are in the minor category, we will delete that information from our database.
Policy Review: We reserve the right to change or update this policy at any time by placing a prominent notice on our site. Such changes shall be effective immediately upon posting to this Site.
Disclaimer and Indemnity: WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS SITE, THE CONTENT, SERVICES AND MATERIALS IN THE SITE ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND EITHER EXPRESS, IMPLIED OR STATUTORY. WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR ENDORSEMENTS REGARDING THE ACCURACY, RELIABILITY, USEFULNESS OR COMPLETENESS OF THE SERVICES, CONTENT OR MATERIALS IN THE SITE OR ANY SITE LINKED TO IT. TO THE MAXIMUM EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON -INFRINGEMENT, DESIGN, ACCURACY, CAPABILITY, SUFFICIENCY, SUITABILITY, CAPACITY, COMPLETENESS, AVAILABILITY, COMPATIBILITY OR ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, MATERIALS OR FUNCTIONS CONTAINED IN THE SITE WILL BE CONTINUOUSLY AVAILABLE, UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE, SERVICES, CONTENT, MATERIALS OR THE SERVERS THAT MAKE THE SITE OR SUCH SERVICES, CONTENT AND MATERIALS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR ARE ACCURATE OR COMPLETE. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, CONTENT, MATERIALS, FUNCTIONS OR PRODUCTS AVAILABLE THROUGH THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Neither DMI and its affiliates, nor their or their affiliates' officers, employees or agents shall be liable to you or anyone else for any loss, damage or expense arising out of any access to or use of this Site or any Site linked to it, including, without limitation, any loss of revenues or profits, loss of business or loss of data, indirect, incidental or consequential loss.
In case of any grievance you may contact the grievance officer Mr. Sahib Pahwa on the coordinates provided below:
Address: DMI Finance Private Limited
Express Building, Third Floor,
9-10, Bahadur Shah Zafar Marg,
New Delhi - 110002
Ph. No. - 011 4120 4444